Raisin website preview
growth fintech Berlin 3 sources
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Raisin is the world's leading platform connecting consumers with banks to access savings and investment products like Tagesgeld, Festgelder, and Vermögenverwaltung.

Classification

Berlin DE growth fintech marketplace b2c

Profile

Founded
2012

Funding

Funding details not yet available.

Business model
💡 Value Proposition

A leading European platform connecting savers and investors with financial institutions, offering a unified marketplace for savings and investment products.

👥 Customer Segments

Retail savers and investors across Europe seeking better rates, and financial institutions seeking distribution channels for their products.

💰 Revenue Model

Marketplace model, likely charging financial institutions for customer acquisition or transaction fees, though specific pricing is not detailed in the snippets.

📡 Channels

Digital platform serving as a direct-to-consumer channel, supported by business development and partner bank acquisition efforts.

🤝 Key Partnerships

Strategic alliances with partner banks for product supply and PayPal Ventures for funding and strategic backing.

⚖️ Cost Structure

Primary costs include partner bank acquisition, legal and regional expansion efforts, and business development scaling.

🏗️ Key Resources

The digital platform, the founding team's expertise (McKinsey background), and a network of partner financial institutions across Europe.

⚙️ Key Activities

Partner bank acquisition, business development, legal compliance, regional expansion, and scaling the savings and investment platform.

💬 Customer Relationships

Platform-based service where customers self-serve, supported by the company's focus on expanding the network of available financial products.

Strategic analysis
🏁 Competitive landscape

Leader in European savings and investment aggregation; differentiates through scale, regulatory compliance, and extensive partner bank network.

🎯 Market pains

Consumers struggle to find competitive rates across fragmented markets; banks face high customer acquisition costs and distribution challenges.

Team
Founder
Investors

No investors recorded yet.

Sources & references

Web verified · 3 sources
Enriched 18 Jun 2026